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Cover features

Discover all the features that make our cover so special.

See Policy Cover for detailed wording


 

Employed

Associate

Practice

owner

 

 

Essential

Extra

Expert

Professional Liability Insurance from RSA

Civil liability in public and product liability claims

Cover for damages where appropriate

 

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Defence costs regarding civil liability claims

Cover for all legal costs including experts’ fees

 

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Legal representation

We’ll fight your corner and pay expert fees in investigations and inquiries, hearings (inc GDC and disciplinary), tribunals, courts (inc inquests)

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Crisis management

You’ll have lawyers and/or expert media consultants on hand in the event of a professional crisis, and those costs are covered

   

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HMRC personal tax investigation expenses

You'll get expert advice and representation in an HMRC investigation

   

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Whistleblowing

Cover for any consequences of reporting concerns

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Loss or damage to documents

Cover for the costs and expenses incurred in replacing or restoring records

 

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Vicarious liability

Cover for acts or omissions of practice colleagues for who you are vicariously liable Read more

 

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Nurses covered on your policy

Nurses are indemnified against negligence claims, compliant with GDC regulation

 

 

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Facial cosmetic injectables​

Cosmetic injectables procedures above the lower border of the mandible are covered

 

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Where you choose implant cover, there's no additional cost for sinus lifts or bone grafts

 

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Advisory, case management and indemnity support from the BDA

Case management and dento-legal advice

We’ll be the point of contact and manage cases. We’ll liaise with lawyers and experts on your behalf

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Support with professional disputes

We’ll assist if a colleague has criticised your work

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NHS contract and performance disputes

We will help with any disputes and investigations

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Intellectual property (IP) disputes

IP lawyers will advise and represent you to protect your interests

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Academic and research disputes

We’ll support you with academic/research/publishing disputes

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Advertising and competition advice

We'll bring in advertising experts. We’ll also assist with matters relating to competition regulation

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Reputation management

We’ll help minimise reputation damage to maintain professional standing

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Remediation

We’ll work with you to create a personalised plan to avoid regulator sanctions

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Associates/employees

We’ll make sure your voice is heard on indemnity-related matters

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Quotes are personalised for hours worked and are UK nation-specific

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​To be read in conjuction with the Policy Wording and Policy Summary.