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Cover features

Discover all the features that make our cover so special.

See Policy Cover for detailed wording











Professional Liability Insurance from RSA

Civil liability in public and product liability claims

Cover for damages where appropriate


Defence costs regarding civil liability claims

Cover for all legal costs including experts’ fees


Legal representation

We’ll fight your corner and pay expert fees in investigations and inquiries, hearings (inc GDC and disciplinary), tribunals, courts (inc inquests)


Crisis management

You’ll have lawyers and/or expert media consultants on hand in the event of a professional crisis, and those costs are covered




HMRC tax investigation expenses

You'll get expert advice and representation in an HMRC investigation




Cover for any consequences of reporting concerns



Loss or damage to documents

Cover for the costs and expenses incurred in replacing or restoring records


Vicarious liability

Cover for acts or omissions of practice colleagues for who you are vicariously liable Read more


Nurses covered on your policy

Nurses are indemnified against negligence claims, compliant with GDC regulation



Where you choose implant cover, there's no additional cost for sinus lifts or bone grafts. Dermal fillers included as standard.


Advisory, case management and indemnity support from the BDA

Case management and dento-legal advice

We’ll be the point of contact and manage cases. We’ll liaise with lawyers and experts on your behalf


Support with professional disputes

We’ll assist if a colleague has criticised your work


NHS contract and performance disputes

We will help with any disputes and investigations


Intellectual property (IP) disputes

IP lawyers will advise and represent you to protect your interests


Academic and research disputes

We’ll support you with academic/research/publishing disputes


Advertising and competition advice

We'll bring in advertising experts. We’ll also assist with matters relating to competition regulation


Reputation management

We’ll help minimise reputation damage to maintain professional standing



We’ll work with you to create a personalised plan to avoid regulator sanctions



We’ll make sure your voice is heard on indemnity-related matters


Quotes are personalised for hours worked and are UK nation-specific


​To be read in conjuction with the Policy Wording and Policy Summary.