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About the service and policy

By taking out BDA Indemnity, you'll have access to dento-legal support from the BDA, plus professional liability insurance from Royal & Sun Alliance Insurance plc.

It's a unique service offering comprehensive, contractual and bespoke cover for members.

indemnity-tick.jpg Contractual certainty: a legally-binding right to cover

 

Cover for modern dentistry – the treatments that were once exceptional but are now day-to-day

 

Our service​

  • We won’t just give in to pressure to settle and make cases go away: we’ll do what’s right in each and every case 
  • There’s no limit on how often you can speak to our Indemnity Team, and calling won’t penalise premiums 
  • It’s a bespoke policy and service, designed with fairness at its heart, to protect members from the wide-ranging issues they may face 
  • We have a flexible category structure so you only pay for what you do. That means dentists won’t be subsidising the risks of other dentists or medical colleagues, or peers in other countries. 

 

Key facts about the policy

Our cover and promises

 

Indemnity brochure

 

Terms of business

 

Policy documents

RSA policy - product information

 

RSA policy - summary

 

RSA policy - full wording

 

Limitations

Oral and maxillofacial surgeons who carry out procedures within the scope of the specialty of oral and maxillofacial surgery, and who are registered with the GMC, are not eligible to access the policy in this capacity. This is because they undertake procedures far removed from the practice of dentistry. Accordingly, we believe  that oral and maxillofacial surgery should be indemnified by medical indemnifiers.

 

The policy does not extend to members working in the Isle of Man or Channel Islands.

 

Please read the documents above for full details.