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What makes our cover special?
The policy is
occurrence-based so when an incident occurs under the policy, you're covered forever. Plus, it's contractual - not discretionary like mutual defence organisations'. With our contractual cover, we state what is covered and what isn't, right from the start, so there's no uncertainty.
Our indemnity cover explained
Should I have occurrence-based or claims-made cover?
What's the difference between contractual and discretionary cover?
Members trust the BDA
We chose Royal & Sun Alliance (RSA) to underwrite the policy and it's brokered by long-standing partners Lloyd & Whyte. RSA is authorised and regulated by the Financial Conduct Authority which means they are required to adhere to stringent regulation.
With a claims limit of £10 million per policy year or aggregate of claims to that limit which resets each policy year, it's more than sufficient to cover dental claims.
There are no limits to professional support. We don't penalise you if you call us for advice. There are no voluntary or compulsory excess payments to be made on any claims.
Dentist-to-dentist support 24/7
You deserve support from experienced dentists with legal knowledge; in times of pressure, we’re here to help.
dento-legal experts have a vast amount of experience to assist you with 24/7 cover. They work with our other 27 advisors providing members with support and guidance across dentistry.
Your cover needs to be just as flexible as the way you work, where you work, and what you do; you won't be paying more to subsidise the risks of others. Special prices are available for part-time working and those within five years of qualification.
- Only for UK dentists
- Unique blend of financially secure insurer with member-focused dentist-to-dentist advice
- Price certainty - it’s all included. There’s no need for run-off, no prospect of a ‘second call’ (ask your indemnifier what this means). Clear and fair terms mean that cover is reliable and predictable.
Find out more about the
different types of cover available to dentists.